EPF Advance/LIC/Pension Fund

1. Want an advance from my Provident Fund Account. 

        Please Apply in FORM 31 for an Advance/ Withdrawals

      Following are the Instructions for PF advance

“INSTRUCTIONS” FORM 31 

A member of the Fund may avail the following non-refundable advances. 

1. PURCHASE OF A DWELLING SITE. 
2. PURCHASE OF DWELLING HOUSE/FLAT. 
3. CONSTRUCTION OF A HOUSE. 
4. ADDITIONS, ALTERATION OR IMPROVEMENT TO THE HOUSE OWNED BY MEMBER OR SPOUSE. 
5. REPAYMENT OF (HOUSING) LOAN STATE GOVT. HOUSING BOARD, MUNICIPAL CORPORATION OR A BODY SIMILAR TO DELHI DEVELOPMENT AUTHORITY.
6. ON ATTAINMENT OF 54 YEARS AND WITHIN ONE YEAR BEFORE RETIREMENT.
7. CLOSURE LOCKOUT OF THE FACTORY ESTABLISHMENT FOR REASONS OTHER THAN STRIKE. 
8. NON RECEIPTS ON WAGES FOR-2 MONTHS. 
9. DISCHARGE OR DISMISSAL OR RETRENCHMENT CHALLANGED BY THE MEMBER – THE CASE IS PENDING IN THE COURT. 
10. ILLNESS OF MEMBER/FAMILY MEMBER. 
11. MARRIAGE OF SELF/SON/DAUGHTER/SISTER/BROTHER. 
12. POST MATRICULATION EDUCATION OF SON/DAUGHTER. 
13. DAMAGE TO THE PROPERTY DUE TO NATURAL CALAMITY/FLOOD/RIOT/EARTH QUAKE. 
14. EFFECTED BY CUT OF ELECTRICITY. 
15. PURCHASE OF EQUIPMENT FOR PHYSICALLY HANDICAPPED MEMBER.

For More Info Please visit: Link or PF official site epfindia Following link will tells you types of advances 

1. Want my LIC Policy to be financed through my PF Account.
   Please Apply in FORM 14


2. Want to settle my Pension Fund as I have crossed 58 years of service.

• Have completed 10 years of Eligible Service.

Please Apply in FORM 10D for Monthly Pension, Following are the instructions: Instructions
Have not completed 10 years of Eligible Service as on 58 years age.Please Apply for the Withdrawal benefit through FORM 10C
          Following are the instructions: Instructions

1. 
   

• Please Apply in FORM 13 for Transfer of your Account.   [Instructions]

1. My Age is Below 50 Years.
   
   • I Have Completed 10 Years of Eligible Service. You can apply (in certain cases after a waiting period of 2 months) for
     Final Settlement of PF through FORM 19  [How to Fill]
     AND
     Scheme Certificate from Pension Fund through FORM 10C  [Instructions]
     
     Note:
     1. You can also wait for some time to get a new job and then you can get your PF Account transferred to the new Account. However, in case of not getting the job, apply for the settlement before 36 months from leaving the last job as no interest will be paid after 36 months and the account will become inoperative.
     
     2. Withdrawal Benefit is not permitted since you have > 10 Years of eligible service. Only Scheme Certificate will be issued.
   
   
   • I have Not Completed 10 Years of Eligible Service as on Date Of Leaving. You can apply (in certain cases after a waiting period of 2 months) for
     Final Settlement of PF through FORM 19  [How to Fill]
     AND
     Withdrawal Benefit/ Scheme Certificate from Pension Fund through FORM 10C  [Instructions]
     
     Note:
     1. You can also wait for some time to get a new job and then you can get your PF Account transferred to the new Account. However, in case of not getting the job, apply for the settlement before 36 months from leaving the last job as no interest will be paid after 36 months and the account will become inoperative.
     
     2. You can apply for Withdrawal Benefit or Scheme Certificate through Form 10C for retaining the Pension Fund Membership. Retention of the membership will give advantage of adding any future period of membership under the Fund and attain eligible service of 10 years to get pension. The Family Pension Benefits will also be admissible in case of death of member if before 58 years of age even with less than 10 years of eligible service.
2. My Age is Over 50 Years but Below 58 Years
   
   • I Have Completed 10 Years of Eligible Service. You can apply (in certain cases after a waiting period of 2 months) for
     Final Settlement of PF through FORM 19  [How to Fill]
     AND
     Scheme Certificate from Pension Fund through FORM 10C  [Instructions]
     OR
     Reduced Pension through FORM 10D  [Instructions]
     
     Note:
     1. You can also wait for some time to get a new job and then you can get your PF Account transferred to the new Account. However, in case of not getting the job, apply for the settlement before 36 months from leaving the last job as no interest will be paid after 36 months and the account will become inoperative.
     
     2. Withdrawal Benefit is not permitted since you have > 10 Years of eligible service. Only Scheme Certificate will be issued.
     
     3. In case you opt for Pension, the same will be paid at a reduced rate from the date of leaving service or opted date or 50 years age, whichever is later. The pension will be calculated as admissible on completion of 58 years and will be reduced by 4% for each year backward.
   
   
   • I have Not Completed 10 Years of Eligible Service as on Date Of Leaving. You can apply (in certain cases after a waiting period of 2 months) for
     Final Settlement of PF through FORM 19  [How to Fill]
     AND
     Withdrawal Benefit/ Scheme Certificate from Pension Fund through FORM 10C  [Instructions]
     
     Note:
     1. You can also wait for some time to get a new job and then you can get your PF Account transferred to the new Account. However, in case of not getting the job, apply for the settlement before 36 months from leaving the last job as no interest will be paid after 36 months and the account will become inoperative.
     
     2. You can apply for Withdrawal Benefit or Scheme Certificate through Form 10C for retaining the Pension Fund Membership. Retention of the membership will give advantage of adding any future period of membership under the Fund and attain eligible service of 10 years to get pension. The Family Pension Benefits will also be admissible in case of death of member if before 58 years of age even with less than 10 years of eligible service.
3. My Age is Above 58 Years.
   
   • I Have Completed 10 Years of Eligible Service. Please Apply
     For Final Settlement of PF through FORM 19  [How to Fill]
     AND
     For Pension through FORM 10D  [Instructions]
     
   
   
   • I have Not Completed 10 Years of Eligible Service as on 58 Years of age. Please Apply
     For Final Settlement of PF through FORM 19  [How to Fill]
     AND
     Withdrawal Benefit from Pension Fund through FORM 10C  [Instructions]
     

1. My Age is Below 58 Years.
   
   Please Apply
   For Final Settlement of PF through FORM 19  [How to Fill]
   AND
   For Pension through FORM 10D  [Instructions]


2. My Age is Above 58 Years (Left due to disability after 58 Years Age).
   
   • I have Completed 10 Years of Eligible Service. Please Apply
     For Final Settlement of PF through FORM 19  [How to Fill]
     AND
     For Monthly Member Pension through FORM 10D  [Instructions]
     
   
   
   • I Have Not Completed 10 Years of Eligible Service as on Date Of Leaving. Please Apply
     For Final Settlement of PF through FORM 19  [How to Fill]
     AND
     Withdrawal Benefit from Pension Fund through FORM 10C  [Instructions]
     

1. Member died while in service before 58 years Age.
   
   Nominee/Beneficiary/Legal heir (as applicable) To Apply for
   For Final Settlement of PF through FORM 20  [Instructions]
   AND
   For Monthly Pension through FORM 10D  [Instructions]
   AND
   For EDLI Insurance amount through FORM 5IF  


2. Member died while in service after 58 Years Age.
   
   • Member had Completed 10 Years of Eligible Service. Nominee/Beneficiary/Legal heir (as applicable) To Apply for
     For Final Settlement of PF through FORM 20  [Instructions]
     AND
     For Monthly Pension through FORM 10D  [Instructions]
     AND
     For EDLI Insurance amount through FORM 5IF
     
   
   
   • Member had Not Completed 10 Years of Eligible Service. Nominee/Beneficiary/Legal heir (as applicable) To Apply for
     For Final Settlement of PF through FORM 20  [Instructions]
     AND
     For Withdrawal Benefit from Pension Fund through FORM 10C  [Instructions]
     AND
     For EDLI Insurance amount through FORM 5IF
     
3. Member died away from service before 58 years Age.
   
   Nominee/Beneficiary/Legal heir (as applicable) To Apply for
   For Final Settlement of PF through FORM 20  [Instructions]
   AND
   For Pension through FORM 10D  [Instructions]


4. Member died away from service after 58 Years Age.
   
   • Member had Completed 10 Years of Eligible Service. Nominee/Beneficiary/Legal heir (as applicable) To Apply for
     For Final Settlement of PF through FORM 20  [Instructions]
     AND
     For Pension through FORM 10D  [Instructions]
     
   
   
   • Member had Not Completed 10 Years of Eligible Service as on date Crossing 58 Years Age. Nominee/Beneficiary/Legal heir (as applicable) To Apply for
     For Final Settlement of PF through FORM 20  [Instructions]
     AND
     For Withdrawal Benefit from Pension Fund through FORM 10C  [Instructions]